Visiting family abroad, a city break or a long-haul holiday: travel insurance in the Netherlands (reisverzekering) covers medical costs abroad, cancellation, lost baggage and 24/7 emergency assistance. Compare online and arrange your cover in English.
Expats travel more than most: back to family, for work, and to explore Europe. Good travel insurance makes sure an accident, a cancelled flight or a stolen bag does not turn into a financial problem.
Doctor's visits, hospital stays and, if needed, medical evacuation or repatriation, so you get proper care wherever you are.
Non-refundable costs are covered if you have to cancel unexpectedly or cut your trip short because of an unforeseen event.
Compensation when your suitcase, phone, laptop or other belongings are lost, stolen or damaged on the way.
One emergency number, day and night, for medical emergencies and travel disruptions. Help in English when you need it most.
Extra accommodation or transport costs after an unexpected delay or a missed connection are compensated.
Run into legal trouble abroad? Travel insurance can provide legal help and cover the associated costs.
Only partly, and this is the gap most newcomers do not know about. Your Dutch basic health insurance reimburses emergency care abroad, but only up to what the same treatment would cost in the Netherlands.
Exact cover depends on the insurer and the modules you choose. Medical costs and cancellation are often optional add-ons.
Compare travel insuranceDutch travel insurance is modular: you choose how long, where and what you want to insure. These are the choices that matter.
A continuous policy (doorlopende reisverzekering) covers all your trips during the year. Usually the better deal if you travel more than once or twice a year, which most expats do.
A short-term policy for one holiday or visit. You are insured from departure until you are back home.
Sufficient if all your trips stay within Europe. Check which countries your insurer counts as Europe.
Needed for trips outside Europe, including visits to family in the US, Asia, Africa or Latin America.
Often a separate module. Take it out right after booking, so you are covered if something happens before you leave.
Skiing, diving and other risky activities are usually excluded unless you add this module.
Once you live in the Netherlands, a visit to your home country counts as travel. Choose worldwide cover if home is outside Europe, and check the maximum number of days per trip if you tend to stay for weeks at a time.
No, but it is strongly recommended. Your Dutch health insurance only reimburses emergency care abroad up to Dutch rates and does not cover repatriation, baggage or cancellation.
Yes. In general you need to live in the Netherlands and be registered at a Dutch address. Your nationality does not matter.
Yes, from the Netherlands that is a trip abroad. Make sure you have worldwide cover if your home country is outside Europe, and check the maximum number of consecutive days per trip.
If you travel more than once or twice a year, an annual (continuous) policy is usually cheaper and you never have to think about it again. For one trip a year, single-trip cover can be enough.
Usually not automatically. Cancellation cover is often an optional module. Add it right after you book, because it only covers events that happen after the cover has started.
Before you leave. With an annual policy you are always covered; with single-trip cover, arrange it as soon as your trip is booked.
You can insure yourself, your partner and your children on one policy. The comparison shows the premium for your household.
Yes. European Insurance specialises in expats in the Netherlands. You can compare and apply online, and our advisors speak English.
Compare travel insurance in the Netherlands and arrange your cover online before your next trip.
Prefer personal advice? Call 085 169 5990 or make an appointment. Free of charge.
This information is for general guidance only. Cover, limits, modules and conditions differ per insurer and policy; the policy terms of the insurance you choose are leading.
Easily and quickly arrange your insurance online via the online tool of European Insurance.
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